Our friends at The National Association of Personal Financial Advisors (NAPFA) compiled a list of Tough Questions To Ask Your Advisor. You know we like a challenge - see our responses below.
Currently, our team consists of Miami University, Ohio University, Indiana University, and University of Cincinnati graduates.
Collectively, our team has the following designations: Chartered Financial Analyst (CFA), Certified Financial Planner (CFP®), Certified Public Accountant (CPA), Behavioral Financial Advisor (BFA™).
RhineVest was founded in September 2015.
We serve clients as a team. At RhineVest, you’ll have both a primary and secondary advisor to ensure you always have access to someone who knows you personally.
Yes! We structured our firm to be a fiduciary from the start. If you’re not familiar with that word - a fiduciary is someone who acts with your best interest in mind at all times. This is different from a broker or salesman who might be operating under a suitability standard.
We’re a fee-only financial advisor. We’re compensated solely by our clients via the pricing listed on our website and in our client agreements. We do not receive commissions or compensation from the purchase or sale of any financial products.
No! RhineVest was created specifically to serve clients without requiring a minimum level of assets or a minimum fee.
Cash management and budgeting
We offer assistance to our clients for goal setting, budgeting, investment review, education funding, retirement planning, and other financial planning & investment management topics. We give advice on tax planning, estate planning, and insurance needs but refer clients to trusted third-parties for implementation. We receive no referrals fees from these third-party firms.
We require “discretionary” trading authority for any investment accounts managed by RhineVest through our custodian relationship with Betterment Securities. We do not require “discretionary” trading authority for investment advice related to employer retirement accounts (401k, 403b, etc.) or other outside accounts (529s, annuities, etc.).
We're here to make sure all your questions are answered. We want you to feel empowered in your financial decisions.
Deposits and Withdrawals